Things to Remember for 2011-2012

1. Raymondville ISD’s Cafeteria plan year runs from October 1, 2011 through September 30, 2012.



2. Raymondville Benefit plans for 2011-2012 plan year include: Dearborn National Dental Plan, Block Vision, Unum Educator Disability, American Public Life Cancer, Accident, and Medical Supplement, Dearborn Term Life and AD&D, Flexible Spending Accounts and ID Watchdog. Plan summary and rates for the new plans are available to view by clicking on the Benefits & Forms link.



3. Flexible Spending Accounts: MGM is the Third Party Administrator (TPA) for Raymondville ISD for plan year October 1, 2011 through September 30, 2012. Direct deposit is available. The maximum annual contribution for medical reimbursement is $200/month. The maximum annual contribution for dependent care reimbursement is $416.67/month.



4. Dearborn National Dental Plan: Employees can now enroll into the Guardian PPO Dental plan without waiting periods and the freedom to choose any dentist.



5. Block Vision: The Block Vision plan pays for one eye exam and lenses/frames or contacts in lieu of glasses once every 12 months. Members pay a $10 co-pay for in-network benefits for the exam and $25 co-pay for material. Out-of-network vision services are reimbursed up to a certain dollar amount. There is an added benefit of $200 for Lasik.



6. UnumProvident Disability: This insurance is designed to provide a monthly income to an individual that is disabled due to an accident or illness. Employees can now enroll and/or increase their monthly benefit amount up to 66 2/3% of gross annual salary without evidence of good health. *Guarantee issue amounts are subject to a 12-month pre-existing condition exclusion. See plan summary for complete details.



7. The American Public Life Cancer Plan: is offering a Cancer Plan with Guarantee Issue …this means NO HEALTH QUESTIONS ARE REQUIRED (Subject to 12-month pre-existing condition exclusions for specified disease).



8. The American Public Life Accident Plan: is designed to be a supplement that pays you benefits directly to you. This plan has an ambulance, hospital and a physician expense benefit. See plan brochure for further information.



9. The American Public Life Medical Supplement Plan (HIP): will reimburse for hospital confinement, ICU and surgery. This plan is available to all employees and their eligible dependents.



10. Dearborn National Voluntary Life: Great news: Employees and/or spouses that are currently insured can increase coverage by one $10,000 increment if you have less than $200,000 for employee and $50,000 for spouse in current coverage without evidence of insurability. Evidence of insurability is required for all other increases in coverage and new coverage.



11. Dearborn National Voluntary AD&D: Voluntary accidental death and dismemberment benefits can be taken in $10,000 increments up to $500,000. Individual and family coverage is available. Spouse will be insured for 50% and eligible children will be insured for 10% of the Principal Sum on the insured employee if family coverage is elected.



12. Identity Theft Protection: RISD is offering Identity Theft Protection through ID Watchdog. Monthly reporting alerts you to any identity threats. It also notifies you when there have not been any changes in the last 30 days. Full resolution services are included should you identity ever be compromised while utilizing ID Watchdog's services. ID Watchdog Identity specialists will work on your behalf to resolve issues, saving you time and money. At the end of the open enrollment period, ID Watchdog will contact you via email (if available), or by letter, with instructions on activating your account. The activation process takes about two minutes and can be done online or over the phone with ID Watchdog customer service.
    
    
13. 5 Star Individual Life: RISD is offering permanent Individual life coverage to age 100 without any benefit reductions. The Family Protection Plan, with Critical Illness coverage, can be purchased for spouse, children and grandchildren without having to purchase any on the employee. A plan summary and rates are available by contacting FBS. Generic information is available under the Benefits and Forms Link.