Things to Remember for 2009-2010

1. Raymondville ISD’s Cafeteria plan year runs from October 1, 2009 through September 30, 2010.



2. Raymondville Benefit plans for 2009-2010 plan year include: Guardian PPO Dental Plan, Block Vision, Unum Educator Disability, American Public Life Cancer, Accident, and Medical Supplement, Fort Dearborn Term Life and AD&D, and Flexible Spending Accounts. Plan summary and rates for the new plans are available to view by clicking on the Benefits & Forms link.



3. Flexible Spending Accounts: MGM is the Third Party Administrator (TPA) for Raymondville ISD for plan year October 1, 2009 through September 30, 2010. Direct deposit is available. The maximum annual contribution for medical reimbursement is $200/month. The maximum annual contribution for dependent care reimbursement is $416.66/month.



4. Guardian PPO Dental Plan: Employees can now enroll into the Guardian PPO Dental plan without waiting periods and the freedom to choose any dentist.



5. Block Vision: The Block Vision plan pays for one eye exam and lenses/frames or contacts in lieu of glasses once every 12 months. Members pay a $10 co-pay for in-network benefits for the exam and $25 co-pay for material. Out-of-network vision services are reimbursed up to a certain dollar amount.



6. UnumProvident Disability: This insurance is designed to provide a monthly income to an individual that is disabled due to an accident or illness. Employees can now enroll and/or increase their monthly benefit amount up to 66 2/3% of gross annual salary without evidence of good health. *Guarantee issue amounts are subject to a 12-month-pre-existing condition exclusion. See plan summary for complete details.



7. The American Public Life Cancer Plan is offering a Cancer Plan with Guarantee Issue …this means NO HEALTH QUESTIONS ARE REQUIRED (Subject to 12-month pre-existing condition exclusions for specified disease).



8. The American Public Life Accident Plan is designed to be a supplement that pays you benefits directly to you. This plan has an ambulance, hospital and a physician expense benefit. See plan brochure for further information.



9. The American Public Life Medical Supplement Plan will reimburse for hospital confinement, ICU and surgery. This plan is available to all employees and their eligible dependents.



10. Fort Dearborn Voluntary Life: Good news: Employees and/or spouses that are currently insured can increase coverage by one $10,000 increment if you have less than 200,000 for employee and 50,000 for spouse in current coverage without evidence of insurability. Evidence of insurability is required for all other increases in coverage and new coverage.



11. Fort Dearborn Voluntary AD&D: Voluntary accidental death and dismemberment benefits can be taken in $10,000 increments up to $500,000. Individual and family coverage is available. Spouse will be insured for 50% and eligible children will be insured for 10% of the Principal Sum on the insured employee if family coverage is elected.